About Africaner Products
All Africaner products are web based, therefore can be accessible anywhere that enhance easy Data sharing and Collaboration.
All Africaner products are portable, therefore that enhance easy Installation and Maintenance. They can run in any device which reduces Hardware costs.
All Africaner products are very easy to use since they have simplified interfaces and well documented which enable users of different levels to operate them effectively.
Why Africaner Loan MS?
The Loan management system bridges the gap between manual and desktop based loan systems. The system has functions for all areas encompassing client registration, loan applications, disbursement, loan payment, schedules, loan collection, deposits, davings management, accounting, information management, reports etc. .
The system manages clients by recording all their information. The system manages loan process by providing options to view loan details including repayments, loan terms, loan schedule, collateral etc. The system prints loan schedules for clients etc. The system creates savings account for clients and add transactions such as deposits and withdrawals. The system can prints savings statement for clients. It is automatically adding savings to the client's account when has paid excess amount of loan balance.
The system manages staff where by can be assigned to their respective roles at specific branches such as customer care, accountant, manager, loan officer etcz. The system manages all accounting functions by facilitating the management of business's incomes and expenses. It manages all types of documents, by storing them for future reference. It supports multiple document types ie Microsoft docs, PFD, JPEG, PNG and zipped files. It system generates all types of reports through standard format.
Maximum security is provided to the system by having backup utility, restoration system point and crash recovery utility. By put into consideration the presence of insecurity in internet, the system is made of three level security layers to ensure is impenetratable, secured and remain legitimate to its users by providing uncompromised and intergrity information.
Africaner Loan Ms, is made by strong database which can save Gigantic data. It is highly secured to thwart any unauthorized access or malware attacks. The data are well encrypted when transacted from one user to the other. The application is equiped with strong validation which blocks any malicious syntax from accessing the database.
The application is very light therefore consumes less internet data. It is connected with automatic backup utility, which saves all its data in a remote location. It clear all caches immediately after the session which guarantee maximum security of browsing experience. The application is distributive in nature therefore can be integrated with different platforms like LINUX SERVERS, UNIX and WINDOWS over secured network.
Features & benefits
It captures bio data, social economic and other important information of all clients.
The system records all loan processes ie loan application, loan disbursement, loan schedule and loan repayment processes. It generate loan portfolio for each client
It records all the savings made by all clients. It creates saving account for every client whereby deposits and withdrawals details can be accessed in real time
It uploads all types of documents transacted ie contract, letter, collateral security, bank slips, photos etc
The system manages all accounting functions by processing all incomes and expenses records.
The system manages staff registration, roles and branch assignments. Every staff has an account ie loan officer, accountant, manager, customer, care, finance director etc.
It generates all types of reports. Reports generated are in standard format. The reports can be exported to different versions ie PDF, Word documents etc
It can easily be customised to meet your additional requirements.